Retail

Pay by Bank for retail

Elevate your checkout experience, convert more customers, and increase their lifetime value while cutting payment costs by up to 80%.

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Trusted by
Trustly is trusted by Light & Wonder
Trustly Open Banking solutions are trusted by T-Mobile
Trustly Open Banking solutions are trusted by Coinbase
Trustly Open Banking solutions are trusted by DraftKings
Trustly Open Banking solutions are trusted by GoFundMe
Trustly Open Banking solutions are trusted by FanDuel
Trustly Open Banking solutions are trusted by ICE Mortgage Technology
Trustly Open Banking solutions are trusted by Viasat
Trustly Open Banking solutions are trusted by MoneyGram
Trustly Open Banking solutions are trusted by Dell
Trustly Open Banking solutions are trusted by Point & Pay
Trustly Open Banking solutions are trusted by Western Union
Benefits

Why Trustly for retail?

Frictionless
UX

It's easy to pay with Trustly's Pay by Bank solution--no app downloads or account sign-ups required. Shoppers simply select Pay by Bank at checkout and sign into their online banking.

Preferred by
consumers

More than 30% of consumers don’t have a credit card, but 97% do have a bank account. You'll reach more consumers than ever before with a payment option that costs you less.

CLV
growth

With the savings from Trustly's Pay by Bank, you'll be able to create sustainable revenue growth through bespoke loyalty offers that keep shoppers coming back.

Guaranteed
payments

Real-time risk technology enables you to  guarantee payments, mitigating the risk of returns and fraud. Trustly offers the industry's most flexible payment guarantee.

Use cases

Maximize your bottom line with Pay by Bank

Significantly reduce costs associated with processing fees, optimize working capital with guaranteed payments, and modernize the entire retail shopping experience.

Lower costs, higher margins

Lower processing costs by up to 80% compared to cards—our payments are guaranteed and don't expire, helping you maximize revenue without taking on additional risk.

Go to Trustly Pay
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Graphic of a stopwatch, with an icon of a person's silhouette and a green checkmark in the middle.

Smarter data for personalized experiences

Use powerful insights to personalize offers, optimize pricing strategies, and create timely promotions that drive repeat purchases and increase average order value.

Go to Trustly Insights

The triple play for retail and marketplaces

Combine Pay by Bank's low-cost, smarter payment acceptance with easy seller onboarding and instant payouts to create an ecosystem that sellers and consumers will love.

Go to Trustly Payouts
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Onboard new users in
seconds

Create a consistent flow, for onboarding, checkout, and
payout disbursement—consumers can authenticate, pay, or
receive a payout in just a few clicks.

Go to Connect

Get started with Trustly 

Contact our payment experts to learn more about what you can build using our Open Banking platform.

Relevant pages and resources

Open Banking
eCommerce
Payments
What Is ACH Fraud and How Can Your Business Prevent It?
Payments
Open Banking
eCommerce
Understanding Instant Payouts: A Complete Guide for Businesses
eCommerce
Open Banking
Payments
Real-Time Payments vs. ACH: Which Should Your Business Use?