Pay by Bank for retail
Elevate your checkout experience, convert more customers, and increase their lifetime value while cutting payment costs by up to 80%.


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Why Trustly for retail?
Frictionless
UX
It's easy to pay with Trustly's Pay by Bank solution--no app downloads or account sign-ups required. Shoppers simply select Pay by Bank at checkout and sign into their online banking.
Preferred by
consumers
More than 30% of consumers don’t have a credit card, but 97% do have a bank account. You'll reach more consumers than ever before with a payment option that costs you less.
CLV
growth
With the savings from Trustly's Pay by Bank, you'll be able to create sustainable revenue growth through bespoke loyalty offers that keep shoppers coming back.
Guaranteed
payments
Real-time risk technology enables you to guarantee payments, mitigating the risk of returns and fraud. Trustly offers the industry's most flexible payment guarantee.
Maximize your bottom line with Pay by Bank
Significantly reduce costs associated with processing fees, optimize working capital with guaranteed payments, and modernize the entire retail shopping experience.
Lower costs, higher margins
Lower processing costs by up to 80% compared to cards—our payments are guaranteed and don't expire, helping you maximize revenue without taking on additional risk.


Smarter data for personalized experiences
Use powerful insights to personalize offers, optimize pricing strategies, and create timely promotions that drive repeat purchases and increase average order value.
The triple play for retail and marketplaces
Combine Pay by Bank's low-cost, smarter payment acceptance with easy seller onboarding and instant payouts to create an ecosystem that sellers and consumers will love.

Get started with Trustly
Contact our payment experts to learn more about what you can build using our Open Banking platform.