Instant payouts with Pay by Bank
Issue secure payouts to a bank account in seconds by leveraging the direct connectivity of Pay by Bank technology.
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Real-time Pay by Bank technology
With Trustly, merchants can use real-time payment rails to deliver safe and seamless payouts directly to the consumer’s bank account, creating a better consumer experience and enhancing customer lifetime value.
Improve satisfaction and drive loyalty
Improve the user experience and drive consumer loyalty with Pay by Bank payouts that balance risk with reward.
Reduce processing costs up to 50% vs cards
Unlike other payment methods, account-to-account payments don’t have high scheme or interchange fees, so you’ll retain more revenue from every transaction.
Customize guarantee type
Align your business needs with guaranteed payment options—full, partial, and no guarantee flexibility.
Cater to the modern consumer
Provide young and credit-averse consumers with a simple payment method that allows them to pay with money they already have—no app or account creation needed.
Increase approval rates
Bank-grade financial data is retrieved in real-time and used as context for approving transactions, reducing false declines, and maximizing conversion.
Provide consumers with instant funds anytime
Trustly's Pay by Bank solutions are multi-rail ready and can leverage instant payments when using eligible banks.
Improve consumer loyalty
According to research by Trustly, 80% of consumers would repeat transactions with merchants that offer instant payouts.
Build payment certainty
Trustly has facilitated more than $25B in instant payouts using the RTP network, FedNow, and same-day ACH payment rails.
Turn payout satisfaction into pay-in growth
Payouts use the same simple flow as pay-ins, no manual data input necessary.
Protect consumer data
Bank connectors safely tokenize sensitive account credentials, preventing fraud and data theft.
Features
Settlement time
Optimize working capital with same-day settlement options through our Pay by Bank infrastructure.
Smart routing
Automatically route users to the most efficient Pay by Bank connection method.
Meet compliance
Use Pay by Bank data to maintain compliance and regulatory requirements.
Consumers Love Trustly
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Harley Butler
CMO at Shipt
“Nulla massa rhoncus eget sit morbi. Duis accumsan nec et mauris mauris sed sollicitudin enim. Consequat aliquam auctor.”
Harley Butler
CMO at Shipt
“Nulla massa rhoncus eget sit morbi. Duis accumsan nec et mauris mauris sed sollicitudin enim. Consequat aliquam auctor.”
Harley Butler
CMO at Shipt
“Nulla massa rhoncus eget sit morbi. Duis accumsan nec et mauris mauris sed sollicitudin enim. Consequat aliquam auctor.”
Harley Butler
CMO at Shipt
“Nulla massa rhoncus eget sit morbi. Duis accumsan nec et mauris mauris sed sollicitudin enim. Consequat aliquam auctor.”
Harley Butler
CMO at Shipt
Our impact
Get started with Trustly
Contact our payment experts to learn more about what you can build using our Open Banking platform.
