subscription & bill pay

Pay by Bank for subscriptions

Protect against passive churn and reduce costs while delivering a seamless payment experience your subscribers will prefer.

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Trusted by
Trustly is trusted by Light & Wonder
Trustly Open Banking solutions are trusted by T-Mobile
Trustly Open Banking solutions are trusted by Coinbase
Trustly Open Banking solutions are trusted by DraftKings
Trustly Open Banking solutions are trusted by GoFundMe
Trustly Open Banking solutions are trusted by FanDuel
Trustly Open Banking solutions are trusted by ICE Mortgage Technology
Trustly Open Banking solutions are trusted by Viasat
Trustly Open Banking solutions are trusted by MoneyGram
Trustly Open Banking solutions are trusted by Dell
Trustly Open Banking solutions are trusted by Point & Pay
Trustly Open Banking solutions are trusted by Western Union
Benefits

Why Trustly for subscription and bill pay?

Eliminate passive
churn

Unlike cards that expire every 2-3 years, bank accounts remain stable, dramatically reducing churn rates due to expired credentials.

Data advantage for better approvals

Get real-time visibility into account balances and spending patterns, allowing you to time payment requests when funds are available.

Reduce payment
costs

Pay by Bank transactions cost up to 80% less than card payments, freeing up resources to convert more customers through loyalty programs.

Seamless
authentication

Customers authenticate through their familiar online banking credentials—no manual entry of account and routing numbers required.

Use Cases

4 ways Pay by Bank improves payments

Subscription businesses and billers choose Trustly to streamline payment processes, protect revenue, and create better customer experiences—all while reducing operational costs.

Lower your processing costs

Trustly's Pay by Bank solution bypasses expensive card networks with direct bank payments. This eliminates interchange fees and maintains seamless experiences customers expect. Savings can be reinvested in customer acquisition and loyalty offers.

Go to Trustly Pay
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Accelerate customer
onboarding

Pay by Bank enables instant account verification through bank login, eliminating manual entry errors and reducing setup time. Customers simply select their bank and authenticate with their familiar online credentials for a seamless onboarding experience.

Go to Consumer Onboarding

Protect recurring revenue

Pay by Bank provides stability that cards can't match. With real-time balance verification and superior affordability signals, you can optimize recurring payments and reduce declines. Our guaranteed payment options allow you to manage risk on your terms.

Go to Payment Initiation
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Get started with Trustly 

Contact our payment experts to learn more about what you can build using our Open Banking platform.

Relevant pages and resources

Open Banking
Billers
Maximizing Revenue and Safeguarding Cash Flow: The Benefits of ACH Autopay for Billers
Open Banking
Billers
3 Steps for Simplifying ACH Autopay Enrollment
Payments
Billers
Open Banking
Pay By Bank vs Cards - Fraud Prevention